The application recommended worked perfectly for me.
I loaded it on my Windows computer, and the operation of the application was simple, and help was available. Basically, it is a simple manual phone book. I had about 40 contacts, and It took about 20 minutes to fill in the appropriate information (name, phone number, type of phone number).
I loaded the new phone book on my (non U3) USB drive, and plugged it into my car. Following the instructions, I uploaded a new application (this took about 3 minutes) - the phone book worked perfectly.
Contrary to what I stated in my first posting, upon closer inspection the Casio GZ-one Verison phone does not state that it supports automatic phone book download, so the documentation provided by Ford on the phone was correct.
Thanks for resolving my problem in such a short period of time.